I've just done a big ol' geeky excel spreadsheet to calculate how long it will take me to pay back my student loan.... and assuming I take a few years off to have kids, then go back to work part time for a few years, then full time til retirement... i'll finish paying back my loan in 2039.... when i'm 58 and not long off retirement, when they wipe your loan anyway!

I half wish I was part of the top up fees generation, who get their debts wiped after 25 years. After 25 years I'm still going to owe about £15,000 (worth less than now though, cos of inflation)....

Nice. Maybe I should send my stats to Tony Blair, to show that those 'calculations' I've seen that demonstrate you'll pay off your loan in under 10 years are a load of old....